Motorcycle Insurance

Motorcycle Insurance

What Coverage Options Are Available With Motorcycle Insurance?

Motorcycle insurance provides coverage that may not be available in conventional auto policies, especially when it comes to insuring high-class imports, sport bikes, custom cruisers, trikes, and full-restored classics. If you own a motorcycle, you’ll need a policy that provides the following coverages: collision, other than collision, liability, medical payments, safety apparel, and optional equipment. Extra coverage options include those relating to liability, uninsured/underinsured motorist, and transport trailers.

What Should My Motorcycle Policy Look Like?

A good policy will provide replacement cost for the motorcycle in the event of a covered loss, as well as additional coverage for optional equipment, liabilities, and medical payments. You may also want to increase the limits on liability and uninsured/underinsured motorist coverage. As always, the policy should provide year-round coverage with no lay-up period and should offer premium discounts. Contact us to learn more about your motorcycle insurance options.

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