Simply put, health insurance is protection against medical costs. The health insurance policy is a contract between the insurance company and an individual or family. The insurer agrees to provide specified health insurance at an agreed-upon price, or premium. Depending on your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for financial expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you choose. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own. We recommend health insurance as a way to protect your family’s financial future. Contact a B.W. Baker health specialist to learn more about your health insurance options.
Our team consists of several health insurance specialists that can answer your every question regarding health insurance. Contact B.W. Baker Insurance to schedule a meeting today. We also offer instant online health insurance quotes. To obtain an immediate quote, please click here to fill out our health insurance quote form.
Medicare is a federal health insurance program for individuals 65 years of age or older. Although Medicare does not pay for all of your health care costs, it does cover many expenses associated with prescription drugs, deductibles, and coinsurance. Medicare supplements are health insurance policies sold by private heath insurance companies to fill the gaps in existing Medicare coverage. For more information or to get a Medicare quote, speak with one of our trained specialists.
We offer a variety of dental insurance plans, including those for individuals, families and groups. Dental care policies usually emphasize preventive care because most problems can be diagnosed through routine examinations, x-rays and teeth cleanings. By placing an emphasis on prevention, and by covering regular teeth cleanings and check-ups, dental insurance has saved Americans both time and money when it comes to maintaining dental health. To find the right policy for you, contact B.W. Baker Insurance or click here for a dental insurance quote today.
We offer health insurance to members of a formal group such as employees of a firm or members of an association. Employees often consider health insurance to be the greatest benefit provided by their employers. Since every group is different, we need to learn more about your group before deciding which plan is best for you. Click here to get a group health insurance quote, or visit our group health insurance page for more information.
B.W. Baker offers all types of insurance, including Travel Insurance. To learn more or apply online, click here: Travel Insurance.
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